PNC Bank Certificate of Deposit Rates Decreased - January 06, 2026
PNC Bank has decreased their certificate of deposit rates. If you were considering locking in their previous rates, that window has now closed. Read on to explore alternative options.
Rate Change Details
Previous Best Rate: 3.65% for 04 MO FIXED TERM
Current Best Rate: 3.5% for 04 MO FIXED TERM
Managing Your Fixed Income Investments
If you're considering opening a new certificate of deposit with PNC Bank, our Fixed Income Monitor app can help you track and manage all your investments in one central location.
Key Benefits:
- View all your fixed deposits across multiple banks in a single dashboard
- Receive timely alerts about upcoming deposit maturities so you never miss a renewal opportunity
- Get notified when any of your banks change their deposit rates, helping you make informed reinvestment decisions
- Track both US Dollar and other currency deposits seamlessly
Getting Started:
1. Visit Fixed Income Monitor to create your account
2. Add your existing deposits from PNC Bank and other banks
3. Set up notification preferences for maturity alerts and rate changes
4. Monitor your complete fixed income portfolio from anywhere
Whether you're opening your first deposit with PNC Bank or adding to an existing portfolio, keeping track of all your investments in one place ensures you can optimize your returns and never miss important dates.
Investment Opportunity
With this rate decrease, PNC Bank may no longer offer the most competitive rates in the market.
Here are other banks currently offering higher rates:
- Marcus by Goldman Sachs: 4.05% for 6 months High-Yield CD
- Discover Bank: 3.9% for 12 months
Use our Fixed Income Monitor to compare rates across all banks and find the best option for your investment needs.
About Certificate of Deposits
Certificate of Deposits are time deposits offered by banks that pay a fixed interest rate for a specified term. They are considered low-risk investments and are insured by the Federal Deposit Insurance Corporation (FDIC) up to applicable limits.
Investment Considerations
Before investing in any certificate of deposit, consider:
- Minimum deposit requirements
- Term length and early withdrawal penalties
- Interest rate type (fixed vs. variable)
- Your overall investment portfolio and risk tolerance
This information is for educational purposes only and should not be considered as financial advice. Please consult with a qualified financial advisor before making investment decisions.
Current Market Rates
For the most up-to-date rates from all major banks, visit Fixed Income Monitor.
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Last updated: 2026-01-06 10:01:08 UTC